Healthcare + Insurance Navigation

Understand healthcare before you move. We show you trusted clinics and hospitals near where you’ll live, typical medical costs, how private insurance works in Panama, and connect you with a vetted insurance or clinic contact — especially important for retirees and families.

What You’ll Get

Cost: $199

• Private healthcare options near where you’ll live
  We identify trusted private clinics and hospitals in your target area in Panama (not just in Panama City), and show you where you would actually go for urgent care or routine medical needs.

• Typical medical costs in Panama
  Clear guidance on what you can expect to pay locally for a private doctor visit, urgent care, basic labs, common medications, and follow-up care — so you can budget health costs into your Panama cost of living.

• How private health insurance works in Panama
  A simple explanation of Panama health insurance for foreigners and retirees: what’s commonly covered, how deductibles work, what’s cash-pay vs insured, and what to expect with age limits and waiting periods.

• Direct introduction to a vetted insurance broker / clinic contact
  You get a warm intro to a trusted private insurance broker or clinic contact in Panama who works with expats and new residents — so you can ask questions, compare plans, and register with a provider the right way.

Best For: Retirees, Families, Remote Workers, Long-Stay Expats or Anyone living outside Panama City who wants to understand healthcare, insurance, and emergency access before they move.