Hi, I'm Ramón

I’ve moved to six different countries.

And every single time, I felt the same way:

• Overwhelmed by information

• Exhausted by bureaucracy

• Unsure if I was doing things “the right way”

• Discouraged before I had even arrived

I constantly questioned whether I’d made the right decision to move.

• Was I following the correct process for residency

• Did I need a work permit or a specific visa?

• Should I set up a company?

• Was I buying real estate in the right way and in the right place?

That uncertainty created real anxiety. Not because I was afraid of change—but because I never had a clear, trustworthy roadmap and on-the-ground support.

Instead, I was always piecing things together from forums, conflicting advice, and trial and error. It usually took at least six months before I finally started to feel comfortable in a new place, simply because I was getting answers slowly, one question at a time.

I often thought:

“If I had moved with a company that could answer the right questions quickly and guide me end-to-end, I could have avoided so much stress and anxiety.”

But I never found a service that could do both:

• handle the bureaucracy and

• support me on the ground with everything needed to actually settle in.

That gap is exactly where The Panama Explorer comes in.

A SMARTER MOVE IN 3 STEPS

Personal Relocation Strategy Session

We listen first. In a 90-minute 1:1 session, we dive into your goals, timeline, and deal-breakers to define exactly what “success in Panama” looks like for you.

Smart, smooth and secure. No pressure, full transparency, and full support from start to finish.Tailored to meet your specific goals and needs.

Your Tailored Relocation Plan + Roadmap

We design your clear path to Panama. You get a tailored step-by-step plan + roadmap built around your profile, including required documents, expected costs, realistic timelines, and smart sequencing.

Precise Execution + Full On-The-Ground Support

STEP 1

STEP 2

STEP 3

We help you make it happen smoothly. We coordinate key introductions and keep the process moving while you’re abroad. We arrange airport pick-up and drop-off, introduce you to your new neighborhood, and support you until Panama truly feels like home.

Move to Panama with a plan and a tax-smart, investment-ready setup

Swiss-precision plan + roadmaps & on-the-ground execution with vetted, licensed partners. The Panama Explorer is a full-service relocation concierge, specializing in tax-efficient and investment-led moves to Panama—built with Swiss precision and executed with vetted local partners.

✔ Clarity: Tailored Plan + Roadmap with costs, timelines & smart sequencing, delivered within 48 hours ✔ Confidence: Vetted partners, smarter decisions, & transparent deliverables so you always know what you’re getting ✔ Control: Tax-efficient structuring, transparent investment guidance & on-the-ground support until you’re fully settled

Get Your Results Instantly...

DON'T PUT YOUR DREAM ON HOLD

You don’t have to:

✖️ Fear drowning in paperwork and bureaucracy
✖️ Feel overwhelmed by everything that could go wrong
✖️ Worry that you’re “not doing things the right way”
✖️ Get discouraged every time you sit down to plan your move
✖️ Stay stuck in your current life just because you’re afraid to make the move

About The PANAMA EXPLORER. CLARITY, CONNECTIONS, CONFIDENCE.

The PANAMA EXPLORER. is your trusted guide to life, travel, and opportunity in Panama. We help travelers, investors, and future residents cut through the brochure hype—how to visit safely, where to stay, how to get residency, what it really costs, and where the best opportunities are.

We combine local insight, practical tools, and vetted partners to make your time in Panama smoother, safer, and more rewarding—whether you’re here for a week or planning a long-term move.

ABOUT THE PANAMA EXPLORER: CLARITY, CONNECTIONS, CONFIDENCE

We’re an advisory + introductions platform for safe travel, smart stays, clear residency paths, real costs, real opportunities—powered by local insight and vetted partners.

We are not a law firm and don’t provide legal or tax advice. We guide you and connect you with vetted licensed professionals.

MOVE SMART TO PANAMA IN 3 SIMPLE STEPS

Tell Us Your Situation

We listen first and dive into your goals, timeline, budget, and deal-breakers to understand exactly what “success in Panama” looks like for you.

Simple, smart, and straight to the point. No pressure, full transparency, and full support from start to finish.

We Map Your Path + Do the heavy lifting

We pick you up from the airport, introduce you to your new neighborhood and support you on-the-ground. We're right by your side until life in Panama runs smoothly for you.

We map your clear path and give you a step-by-step roadmap—no guesswork, no surprises.

We introduce you to vetted lawyers, brokers, and agents who fit your profile.

We do the heavy lifting. Status tracking, Follow-ups,—one point of contact until every box is checked.

We Support You On the Ground

STEP 1

STEP 2

STEP 3

MOVE SMART TO PANAMA IN 3 SIMPLE STEPS

Tell Us Your Situation

We listen first and dive into your goals, timeline, budget, and deal-breakers to understand exactly what “success in Panama” looks like for you.

Simple, smart, and straight to the point. No pressure, full transparency, and full support from start to finish.

We Map Your Path + Do the heavy lifting

We pick you up from the airport, introduce you to your new neighborhood and support you on-the-ground. We're right by your side until life in Panama runs smoothly for you.

We map your clear path and give you a step-by-step roadmap—no guesswork, no surprises.

We introduce you to vetted lawyers, brokers, and agents who fit your profile.

We do the heavy lifting. Status tracking, Follow-ups,—one point of contact until every box is checked.

We Support You On the Ground

STEP 1

STEP 2

STEP 3

MOVE SMART TO PANAMA WITH OUR SIMPLIFIED 5-STEP PLAN

Tell Us Your Situation

We listen first. A quick dive into your goals, timeline, budget, and deal-breakers so we know exactly what “success in Panama” looks like for you.

Simple, calm, honest—no pressure, no mystery pricing. Full Support from beginning to end

We Map Your Path

Your clear path. A step-by-step roadmap based on your goals with required documents, timelines, costs, and smart sequencing—no guesswork, no surprises.

We Introduce You to the Right People

We make it move. Bookings, follow-ups, and status tracking—one point of contact until every box is checked. We're right by your side.

We Provide Aftercare Support

We Coordinate Your Move

STEP 1

STEP 2

STEP 3

STEP 4

STEP 5

The right people, not pay-to-play. Warm introductions to vetted licensed lawyers, bankers, insurance brokers, and agents who fit your profile.

We don’t disappear. Follow-ups, reminders, and quick troubleshooting so life in Panama keeps running smoothly for you.

We are not a law firm and don’t provide legal or tax advice. We guide you and connect you with vetted licensed professionals.

PANAMA FULL SUPPORT RELOCATION PACKAGES: CHOOSE YOUR BEST FIT

From first questions to full arrival support—get clear guidance, vetted local introductions, and a realistic plan to settle in Panama with confidence

Retirees + Full-Time Relocators

$1,895 (Save10%)

For: “I’m interested in Panama but I’m not sure what’s realistic.”

Includes

1:1 Personal Relocation Strategy Session (live call, up to 60 min)

• Assessment of your goals, timeline, lifestyle, budget and deal-breakers

• Initial residency overview (which residency path likely fits you and why)

• First-location recommendation (city, beach, or mountain)

• First answers to safety, cost of living, healthcare, schooling, remote work

Residency Guidance + Support

• Which residency program(s) you qualify for (Friendly Nations, Pensionado, etc.) and expected costs

• Required documents list (what, where to get it, translation, how to legalize)

• Realistic timeline

• Warm introduction to vetted, licensed immigration lawyer, translation services, and tax expert

• On-The-Ground Support

Where to Live + Cost of Living Assessment

• Assess your ideal areas

• Cost of living breakdown for 1–2 ideal areas

• Safety and lifestyle breakdown

• Support in your search for a place to live (3 Options)

Healthcare + Insurance Navigation

• Private clinic / hospital access in your area

• Typical out-of-pocket costs

• Overview of various Health insurance models

• Intro to vetted insurance broker if you want coverage

Panama Landing Support (Your first 72 hours in Panama) for your arrival:

• Airport pickup

• Local eSIM setup

• First housing options sourced in your budget

• Safety + neighbourhood orientation (groceries, clinics, ATMs, transport, what to avoid)

• Organize appointment to set up bank account

Panama Driver’s License + Car Insurance Setup

• Step-by-step license process

• Required documents (what, where to get it, translation, how to legalize)

• Car insurance basics, typical pricing, and trusted providers

You leave with:

• Personal Relocation Roadmap (PDF): Next steps, Owners, Dates, Cost ranges

• Residency Eligibility and Cost Report (PDF) — side-by-side fit for Friendly Nations, Pensionado, Qualified Investor, etc., with pass/fail notes and breakdown of expected fees (official fees vs. professional fees) based on residency option

• Editable Residency Task Tracker (Excel) — Detailed breakdown of tasks (incl. required documents, apostilles, translations, appointments) and dependencies, status and realistic timelines

• Neighborhood Short-List Summary (PDF) of locations and features compared to preference and rent benchmark prices

• Cost of Living Tracker (Excel) —solo/couple/family scenarios; low/median/high ranges based on desired area as well as arrival costs

• Healthcare And Insurance Report (PDF)

• Panama Driver’s License Guide + Car Insurance Quote (PDF

• Bonus: Viewing Strategy Overview (PDF)

Investors + Entrepreneurs

$1,495 (Save10%)

For: “I’m coming in the next 3–6 months and I need a plan, not just advice.”

Includes:

1:1 Personal Relocation Strategy Session (live call, up to 60 min)

• Assessment of your goals, timeline, lifestyle, budget and deal-breakers

• Initial residency overview (which residency path likely fits you and why)

• First-location recommendation (city, beach, or mountain)

• First answers to safety, cost of living, healthcare, schooling, remote work

Residency Guidance + Support

• Which residency program(s) you qualify for (Friendly Nations, Pensionado, etc.) and expected costs

• Required documents list (what, where to get it, translation, how to legalize)

• Realistic timeline

• Warm introduction to vetted, licensed immigration lawyer, translation services, and tax expert

• On the-ground-Support

Company, Work + Banking Guidance

• What type of company structure is right for you

• Which bank is best for you and what banks actually ask for

• Warm introduction to a bank advisor

Panama Landing Support (Your first 72 hours in Panama) for your arrival:

• Airport pickup

• Local eSIM setup

• First housing options sourced in your budget

• Safety + neighbourhood orientation (groceries, clinics, ATMs, transport, what to avoid)

• Organize appointment to set up bank account

You leave with:

• Personal Relocation Roadmap (PDF): Next steps, Owners, Dates, Cost ranges

• Residency Eligibility and Cost Report (PDF) — side-by-side fit for Friendly Nations, Pensionado, Qualified Investor, etc., with pass/fail notes and breakdown of expected fees (official fees vs. professional fees) based on residency option

• Editable Residency Task Tracker (Excel) — Detailed breakdown of tasks (incl. required documents, apostilles, translations, appointments) and dependencies, status and realistic timelines

• Company Overview and Cost Report (PDF) — Overview of Company Structures and possible recommended set-up, based on goals / objectives and involved costs

• Employment Options Overview (PDF) — Overview of options and and possible best fit

• Editable Tracker for Company Set-up, Employment and Bank Account (Excel) — Detailed breakdown of tasks (incl. required documents, apostilles, translations, appointments) and dependencies, status and realistic timelines

• Bonus: Viewing Strategy Overview (PDF)

$1,545 (Save10%)

For: “We are actually moving. We want it handled.”

Includes:

1:1 Personal Relocation Strategy Session (live call, up to 60 min)

• Assessment of your goals, timeline, lifestyle, budget and deal-breakers

• Initial residency overview (which residency path likely fits you and why)

• First-location recommendation (city, beach, or mountain)

• First answers to safety, cost of living, healthcare, schooling, remote work

Where to Live + Cost of Living Assessment

• Assess your ideal areas

• Cost of living breakdown for 1–2 ideal areas

• Safety and lifestyle breakdown

• Support in your search for a place to live (3 Options)

Panama Landing Support (Your first 72 hours in Panama) for your arrival:

• Airport pickup

• Local eSIM setup

• First housing options sourced in your budget

• Safety + neighbourhood orientation (groceries, clinics, ATMs, transport, what to avoid)

• Organize appointment to set up bank account

Company, Work + Banking Guidance

• What type of company structure is right for you

• Which bank is best for you and what banks actually ask for

• Warm introduction to a bank advisor

Healthcare + Insurance Navigation

• Private clinic / hospital access in your area

• Typical out-of-pocket costs

• Overview of various Health insurance models

• Intro to vetted insurance broker if you want coverage

You leave with:

• Personal Relocation Roadmap (PDF): Next steps, Owners, Dates, Cost ranges

• Residency Eligibility and Cost Report (PDF) — side-by-side fit for Friendly Nations, Pensionado, Qualified Investor, etc., with pass/fail notes and breakdown of expected fees (official fees vs. professional fees) based on residency option

• Editable Residency Task Tracker (Excel) — Detailed breakdown of tasks (incl. required documents, apostilles, translations, appointments) and dependencies, status and realistic timelines

• Neighborhood Short-List Summary (PDF) of locations and features compared to preference and rent benchmark prices

• Cost of Living Tracker (Excel) —solo/couple/family scenarios; low/median/high ranges based on desired area as well as arrival costs

• Company Overview and Cost Report (PDF) — Overview of Company Structures and possible recommended set-up, based on goals / objectives and involved costs

• Employment Options Overview (PDF) — Overview of options and and possible best fit

• Editable Tracker for Company Set-up, Employment and Bank Account (Excel) — Detailed breakdown of tasks (incl. required documents, apostilles, translations, appointments) and dependencies, status and realistic timelines

• Healthcare And Insurance Report (PDF)

• Bonus: Viewing Strategy Overview (PDF)

Remote Workers + Digital Nomads

Hi! I'm Ramón

I’ve moved to six different countries, and during my first two moves I felt exactly how many people feel: overwhelmed by information, exhausted by bureaucracy, and unsure if I was doing things “the right way.” Instead of feeling excited about my new life, I kept asking myself whether I’d made the right decision and feeling discouraged when I should have been inspired.

Without a clear roadmap, I ended up stitching things together from internet forums, outdated articles, conflicting advice, official government websites and trial and error—often needing six months just to feel genuinely settled. Even in the four moves after that, I still spent countless hours researching taxes, health insurance, how to get a driver’s license, and all the small but important details no one really explains.

Through all of this, I never found a service that could both handle the paperwork and support you on the ground.

That gap is exactly where The PANAMA EXPLORER. comes in.

Ramón Aranha-Gericke

"We do the heavy lifting for your move to Panama so you don't have to"

Founder / Local Expert Advisor

RELOCATE TO PANAMA: WHY CHOOSE US

Trusted local partners, licensed intros, and a clear plan for immigration, banking, taxes, healthcare, housing, and post-move support—so you land in Panama with clarity, speed, and confidence.

We are not a law firm and don’t provide legal or tax advice. We guide you and connect you with vetted licensed professionals.

Use Case: Relocating to Panama With Support

(Not Chaos)

Profile
Sarah is 34, remote professional, moving from Canada to Panama City for at least 6 months. She’s never lived in Latin America, she doesn’t speak Spanish, and she’s worried about safety, banking, and getting scammed on housing.

1. Situation / Pain

“I’m landing in Panama in two weeks. I need somewhere safe to stay, a bank account, a path to legal residency, and I don’t want to spend the first month figuring out basic life logistics.”

Key fears:

• “How do I open a bank account without permanent residency yet?”

• “Which areas are actually safe and not crazy overpriced?”

• “Who do I trust for legal stuff so I don’t get ripped off?”

• “What if something goes wrong — who do I call?”

2. What We Do Immediately (Day 1 → Week 1)

Arrival and Setup

• Airport pickup is arranged and she’s taken directly to vetted short-term housing that matches her budget.

• Local eSIM and WhatsApp are set up on arrival, so she’s connected, reachable, and not at the mercy of airport kiosks.

• She gets a quick safety + orientation briefing: how to get around, where not to wander at night, how much taxis/Ubers should actually cost, where to get groceries and cash.

Banking & Residency Basics

• We schedule and prep her bank meeting: which branch to go to, what to bring, what not to say.

• She receives a clear, realistic residency / visa path for her situation (timelines, costs, documents she still needs).

• She understands how to work remotely from Panama without creating tax or immigration problems.

Outcome after Week 1: She’s not guessing. She knows her status, her next deadlines, and she has a working phone + a safe place to sleep.

3. Stabilizing Her Life in Panama (Week 2 → Week 3)

Housing & Neighborhood Fit

• We present 2–3 recommended neighborhoods based on her lifestyle (walkability, safety, budget, noise, gym access, clinics).

• She gets short-term vs long-term housing advice, so she doesn’t lock into a 12-month lease on day 3.

• We review any rental or lease agreement before she signs and flag red terms (penalties, deposits, “furniture fees,” etc.).

Local Network

• She’s introduced to a vetted lawyer (for residency), accountant (for tax/structure), and if she wants it, an insurance broker for private healthcare.

• She’s shown which private clinics and hospitals people actually use in her zone — not just “Google Maps hospitals.”

Outcome after Week 3: She’s confident where she’s going to live long-term, she’s protected legally, and she has real local contacts she can call — not random Facebook comments.

4. Fully Operational, Not Just Visiting (Week 4)

Practical Life

• She understands her banking status, residency timeline, and work-permit path.

• She knows how to get around safely, where to shop, where to get medical help, and which areas fit her long-term lifestyle.

• If relevant, she’s been guided on driving: Panama driver’s license conversion, car insurance, and what is (and is not) worth buying locally.

Her 30-Day Launch Plan

• She now has a documented, personalized “First 30 Days in Panama” roadmap:

  • Tasks completed

  • Tasks remaining

  • Key contacts

  • Deadlines

  • Budget expectations

• No noise. No guesswork. No “hope it works out.”

Outcome after 30 days: She’s not a tourist trying to figure it out. She’s established, legalizing, and moving forward with a plan.

5. Why This Matters

Most people arrive and burn their first month (and thousands of dollars) making avoidable mistakes:

• Wrong area

• Bad lease

• Flying back to your home to get the documents you need

• Useless “consultants”

• Bank rejection

• Panic Googling

This use case is the opposite. You land with infrastructure.

“Built on Swiss precision. Delivered with Panamanian warmth.”

Global expertise meets local know-how. You get structure, accountability, and real human guidance.

Packages → Primary Icon

• Starter (Strategy Session + Roadmap)

  • Emoji: 🧭

  • Lucide: compass or map

  • Font Awesome: fa-compass or fa-map

• Mover (Starter + Neighborhood Match + Banking Setup)

  • Emoji: 🚚

  • Lucide: truck or map-pin

  • Font Awesome: fa-truck-moving or fa-location-dot

• Family (Mover + School Shortlist + Aftercare)

  • Emoji: 👨‍👩‍👧‍👦

  • Lucide: users or school

  • Font Awesome: fa-people-group or fa-school

• Investor (Strategy + Tax/Structuring Intros + Deal Filters)

  • Emoji: 📈

  • Lucide: trending-up or line-chart

  • Font Awesome: fa-chart-line or fa-arrow-trend-up

Optional Secondary Badge (small corner or sub-icon)

• Residency focus: Lucide id-card, FA fa-id-card

• Banking setup: Lucide credit-card, FA fa-credit-card

• Vetted intros: Lucide badge-check, FA fa-badge-check

• Aftercare: Lucide life-buoy, FA fa-life-ring

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