RELOCATE TO PANAMA WITH CERTAINTY. END-TO-END CONCIERGE FOR PENSIONERS, ENTREPRENEURS AND FAMILIES

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A tailored relocation strategy + step-by-step roadmap, transparent costs, and vetted on-the-ground execution — delivered with Swiss precision and full support until you’re fully settled.

WHO WE HELP RELOCATE TO PANAMA

We provide support tailored to your individual needs and help you make a confident, well-planned move. Whether for retirement, investment, lifestyle or business.

START WITH YOUR GOALS

Because success starts with defining a clear strategy.

A SMARTER MOVE IN 3 STEPS

Strategy meets high-touch execution. We don't just show you the door, we walk you through it and handle the heavy lifting on the other side.

HOW WE HELP YOU

We design a clear strategy around your goals and document it in a tailored, end-to-end Relocation Roadmap + Plan, so you navigate with precision. Then we handle coordination + execution step by step, and provide Full-On-The-Ground Support until you’re fully settled in Panama.

A SMARTER MOVE IN 3 STEPS

Navigate with precision: transparent deliverables and end-to-end support aligned to your goals, lifestyle and timeline.

HOW THE PANAMA EXPLORER IS DIFFERENT

A side-beside look at how typical relocation services operate versus our unique approach and what that actually means for your move.

HOW WE COMPARE

MEET The PANAMA EXPLORER.

Swiss precision meets Panama expertise.

Ramón Aranha-Gericke

Founder / Local Advisor

“I built this for people who value discretion, speed, and certainty..and don’t want to learn through trial and error.”

I'm the founder of The PANAMA EXPLORER. and a trusted on-the-ground advisor to clients relocating, investing, or establishing a legal footprint in Panama. I combine a background in high-stakes banking, business transformation and regulatory change with hands-on experience in real estate investment, property management, relocation, and on-the-ground operational setup.

For over 15 years, I've led complex transformation and compliance initiatives at leading Swiss universal and private banks — including Julius Baer, Credit Suisse, UBS, and UBP — working across regulatory, compliance, private markets and risk-heavy initiatives, leading large transformation programs with significant budgets. My work has included navigating complex financial rules as well as building and optimising processes that could be signed off by legal, compliance, and senior management.

In parallel, I've built and managed real-world hospitality and relocation operations — including renovation, design, pricing strategy, guest experience, and regulatory positioning for short-term rentals. I'm the person solving the unsexy problems: company setup and tax efficient strategies, local licensing, neighbourhood due diligence, insurance expectations, and “is this contract safe to sign?”

WHY I CREATED

The PANAMA EXPLORER.

Moving to Panama should feel exciting...and well-managed.

That’s why The Panama Explorer is built around three outcomes:

Clarity. Confidence. Control.

Clarity. You always know what comes next, and why.

Confidence. Every critical step is handled correctly with precision.

Control. Your move supports your lifestyle and financial goals.

My goal is simple: we do the heavy lifting—planning, coordinating, and executing the right steps in the right order. Then connect you with trusted local partners, so you can set anchor in calm waters.

READY TO START YOUR NEW LIFE IN PANAMA, BUT STILL HOLDING BACK?

Many people feel the pull toward Panama — a better lifestyle, a smarter setup, a fresh start.
But once planning begins, the process can quickly become fragmented: paperwork, conflicting advice, legal steps, and high-stakes decisions across residency, banking, insurance, tax structuring, and investment. When these pieces aren’t coordinated, timelines slip and costs rise, often unnecessarily.

The PANAMA EXPLORER. replaces uncertainty with a clear roadmap and plan. And then executes it with you, on the ground. Structured planning, transparent costs, and vetted local partners, delivered with Swiss precision.

No guesswork. No surprises. Just a smooth, confident move.

At The PANAMA EXPLORER. we don’t just process paperwork – we build a clear, personalised roadmap so you always know what’s next and never feel alone in the process and support you on-the-ground until you're fully settled.

✅ Personalised Panama strategy, not a one-size-fits-all tour
We start with your visa options, income, family, pets, health needs, and goals, then recommend the right visa path, neighbourhoods, and setup for you — with clear pros and cons.

✅ Step-by-step roadmap from first question to first months
Know exactly what to do in your home country, what to prepare for your visa, what to expect at each appointment in Panama, and what to prioritise in your first 30–90 days.

✅ Radical transparency: no commissions, no kickbacks
We don’t take commissions from lawyers, real-estate agents, or service providers. Our only incentive is to design the best setup for you and be honest about costs, timelines, and friction points.

✅ Vetted local partners so you stay in control
We introduce you to a small circle of trusted lawyers, real-estate professionals, and service providers, explain the differences, and you choose who to work with. We stay on your side of the table.

✅ Support beyond the visa stamp
We help with rentals, banking (where possible), healthcare and insurance, schools, and everyday logistics, so you’re supported well after your residency card is issued.

✅ Clear communication & realistic expectations
We tell you what’s possible, what isn’t, and where things can change — with honest updates instead of sugar-coated promises.

Bottom line: You don’t need another generic tour. You need a trusted partner, a clear plan, and the confidence that you’re doing things the right way from day one in Panama.

Hi, I'm Ramón

I’ve moved to six different countries.

And every single time, I felt the same way:

• Overwhelmed by information

• Exhausted by bureaucracy

• Unsure if I was doing things “the right way”

• Discouraged before I had even arrived

I constantly questioned whether I’d made the right decision to move.

• Was I following the correct process for residency

• Did I need a work permit or a specific visa?

• Should I set up a company?

• Was I buying real estate in the right way and in the right place?

That uncertainty created real anxiety. Not because I was afraid of change—but because I never had a clear, trustworthy roadmap and on-the-ground support.

Instead, I was always piecing things together from forums, conflicting advice, and trial and error. It usually took at least six months before I finally started to feel comfortable in a new place, simply because I was getting answers slowly, one question at a time.

I often thought:

“If I had moved with a company that could answer the right questions quickly and guide me end-to-end, I could have avoided so much stress and anxiety.”

But I never found a service that could do both:

• handle the bureaucracy and

• support me on the ground with everything needed to actually settle in.

That gap is exactly where The Panama Explorer comes in.